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"Why secure a mortgage credit approval?"
Since a pre-approval is based on your specific financial situation, it takes the mystery out of what you can afford. Not only will it help you understand which homes to consider, it will give any prospective seller more confidence in your ability to obtain a mortgage. (When multiple buyers are bidding on the same house, a mortgage credit approval can be the deciding factor in whose offer gets accepted.)
The Weichert Gold Services Manager serving your local Weichert office* is a financial expert employed by Weichert Financial Services to help you determine the monthly payment you're comfortable with and provide you with a mortgage credit decision before you shop for your home.
A Same-Day Credit Decision!
Using basic information such as your income, debt, assets, and employment history, your Weichert Gold Services Manager is generally able to get you a credit decision within minutes. A Credit Approval Guarantee will specify the actual loan amount, as well as the loan type and term. The approval is subject to an acceptable appraisal of the home you eventually purchase.**
Many financing options to choose from.
Your Gold Services Manager will help you base your decision on whichever loan best fits your situation. Believe it or not, there are over 360 to choose from. For example, if this will be your first home purchase - or if you prefer to put the equity from your current home's sale into other investments - you may want to discuss financing options that don't require any down payment.*** At the very least, you should weigh a fixed rate mortgage vs. an adjustable one.
* not available in all areas
** issued by Weichert Financial Services; available to qualified borrowers and subject to certain terms and conditions
*** borrower may be required to pay certain fees and costs
Mortgage Access Corp. d/b/a Weichert Financial Services, Executive Offices, 225 Littleton Road, Morris Plains, NJ 07950. 1-800-829-CASH. Licensed by the NJ Dept of Banking and Insurance. Licensed Mortgage Banker with the State Dept of Banking in NY, CT, and PA. Licensed Lender in DE, MD, VA, D.C., GA, ME, MI, WI, IA, IL, MN, VT, OR, FL, SD, WV, RI, KY. Licensed Mortgage Lender in the Commonwealth of Massachusetts. License #ML1713, Certificate #43155. Certificate of Authority to transact business in AL, AK, AR, CO, IN, SC, TX, WA, WY, ID, NE, ND. Exempt Mortgage Lender in MO, MS, MT, NC, OK. Registered Mortgage Lender in TN, LA, TX. Registration with the Financial Institutions Division in New Mexico. Licensed by the Department of Corporations under the California Residential Mortgage Lending Act. Licensed Mortgage Broker Ohio. Licensed Loan Broker Rhode Island. Kansas Licensed Mortgage Company, License #2001-4254. Licensed by the New Hampshire Banking Department. Weichert Financial Services arranges loans with third-party providers. Equal Housing Lender.
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Jason is standing by to help you from
9am to 9pm EST (Sat. 9 to 6).
(Cell) 201-315-1759
(Office) 973-316-5600 or Click here.
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A pricing strategy that is sensitive to market trends is most likely to achieve the best end result. Click here.
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We can help you determine the
monthly payment you are
comfortable with and provide
you with a mortgage credit
decision before you shop for
your home.
Click here.
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No one does more to show you
how they will sell your home.
Click here.
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Choose from our list of
Open Houses. Then let us
automatically map out
your route.
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